If intending to buy a home you the purchaser buy the land in wife GF name and you take a mortage over it, so you supply the funds and the GF wife pays you the mortagee, the so called repayments, best if wife GF does not know you supply the funds, go through a laywer, The wife GF goes to your lawer and borrows the funds as a private loan.

to many farang get caught with buying home and relationship fails with property in girls name, this way you own the mortage, she thinks you will pay the monthly repayments, which you tell her you do, but in fact you dont need to repay any thing as its your own money, but it easy to make payments into account and use those funds to live off.

So you take monthly payment out of your account and pay into your mortage account, then you with draw the funds via ATM as you need the money, what it shows is wife making monthly payments to pay off mortage.

It shi. hits the fan and the relationship fails, well you can stop making payments, always better to get behind with payments like several months.
So your laywer informs you wife GF that the property will be sold and the funds from the sale will go to pay the mortagee, which is why she not know you are the mortagee, simple you can own property but not in your name, Called Power with out the glory, you have the power to sell any time but you have no glory in having your name as the owner.

The courts will allow the forclosure as the mortagee wants its money for non payment of loan, so best to arrange the funds as private lender which a lawer can arrange that way now one knows who owns the lending funds

Worked well here in Aussie, when I thought a GF was not honest and a money grabber, so I arranged a private loan with her and my self at a good interest rate, my money, and my gut feeling was right 2 years later she was not getting what she wanted and left , thinking there was plenty of asset in the property, But bad luck, I we got behind in the repayments, and at 8% interest, not long before the loan goes up, the property sold for 40,000 more than we paid for it less the mortagee penalites and repayments, she got almost $1000 after 2 years of me paying the mortage, cost me & her about $8000 for the forced sale by the mortagee, (Me). I ended up with the property still with a $8000 bill for transfers tax ECT, still worth it as rent would have been $200 a week over 107 weeks we had been together
She got $1000 after 2 years and I got the rest, If I didnt do it that way I would have lost over 30000 in repayments and she would be intitled to half the sale profits, and not making any funds towards the repayments


have a good day, I'll be in Udon 1 sept to the 5 th Oct hope to catch up with any forum members at the meeting

CHoW

already received good advise to rent, i agree. living expenses, you should be comfortable with 1000 USD a month. can be done cheaper, or if having more needs, vises, more expensive.