Ron, the alternatives are:
1. 10,000 ringgit (US$2800 or 98,000 baht) per month income OR
2. deposit 150,000 ringgit (US$42,000 or 1.5m baht) for the 1st year, and 100,000 (US$28,000 or 980,000 baht) after that.
Very similar to the Thailand alternatives for retirement extension ie
1. 65,000 baht (US$1850) per month income OR
2. 800,000 (US$23,000) in the bank



