A friend of mine that has been living in Thailand for 20 years +
put it this way:

Thai woman are very, very good at " the waiting game ", they hold out
as long needed if they find a man they want waiting for and still smile.

His brother learn´d that lesson, sweet girl for years untill he build her
house.
Now she is less sweet and he put all his money there and is rather under
her thumb.

what a joke if you spend a million baht on house and pay cash your a fool plain & simple you buy a car and pay cash same applies your a fool simple answer is if you don't own it finance it you have no idea what in the minds of your bed partner wether here in Thailand or your home country as for sin sod I said it in my previous post it a personal choice for me I would not pay my reason is I don't buy family love and I will not buy a wife my daddy told me when i was little boy when the money go the love go with it you see the tee shirts no money no honey there all over open your eyes us men have 2 heads with only enough blood supply to fill one so when the lower head has the blood the upper head has no brains and the legs become wobbly
and brains get dizzy and you make dumb choices AMEN